Manage and streamline operations across multiple locations, sales channels, and employees to has improve efficiency and your bottom line.

Know Exactly Where You Stand. Then Decide.

Structured retirement planning for Sydney professionals who've done the hard work and want to know it'll be enough.

Recognised and Trusted Across the Wealth Advisory Sector

S M S F
SPECIALIST

CERTIFIED
FINANCIAL PLANNER®

CERTIFIED
FINANCIAL PLANNER®

PLATINUM RATED BY
ADVISER RATINGS

PLATINUM RATED
BY ADVISER RATINGS

The Challenge

You've Built the Wealth. But Can You Live On It?

You’ve spent decades doing the right things. Super’s growing, investments are ticking along, maybe there’s property in the mix too. On paper, you’re in a strong position.
But there’s one question you still can’t answer with confidence: “If I stopped working tomorrow, would my money last?”
That gap between what you’ve built and knowing it’s actually enough is exactly where we work. At Astonia Private Wealth, we help Sydney professionals and families turn accumulated wealth into a structured income plan, so work becomes a choice, not a necessity.
Learn How We Do It

What's Standing Between You and Financial Independence

No Income Plan

You've got the assets. You don't have an income plan. Super, investments, property they're growing, but nobody's shown you exactly how they convert into money you can live on, year after year.

See Details

Scattered Structure

Multiple super accounts. A couple of investment platforms. Maybe an SMSF. They all exist, but they're not working together. Without alignment, you're leaving tax efficiency and returns on the table.

See Details

No Clear Timeline

You know you want to step back from work eventually. But when? And how much do you actually need? Without clear numbers modelled against your life, retirement stays a vague "someday."

See Details

Too Much Noise

Markets move, mates have opinions, the news is always alarming. When every direction sounds plausible and contradictory, the easiest thing to do is nothing and that's the real risk.

See Details

The Real Risk

It's Not the Markets. It's Not Knowing.

The biggest risk most people face isn’t a market crash. It’s uncertainty.
Without clarity on your numbers, three things tend to happen: you keep working longer than you need to because it feels safer, you retire but spend every weekend quietly worrying about whether you’ve drawn down too much, or you make reactive decisions during market dips that cost you years of progress.
Meanwhile, tax inefficiencies quietly compound, opportunities slip by, and retirement keeps getting delayed. Clarity changes everything not because the numbers are perfect, but because you can finally see them and act with confidence instead of anxiety.
Book a Clarity Call

Our Approach

From Wealth You've Built to Income You Can Count On

Most of our clients haven’t made bad financial decisions. They’ve simply never had all the pieces super, investments, tax, cash flow working together toward one clear outcome: a life where work is optional.

We take what you’ve accumulated and structure it into a reliable, tax-efficient income stream. No guesswork. No hope-for-the-best. Just a clear plan built around your life, your timeline, and your numbers.

Income Projection

Understand precisely what your assets can generate modelled around your lifestyle, timeline, and tax position.

Structured Planning

Bring your super, investments, and cash flow together into a single, purposeful plan built to deliver income, not just growth.

Work Independence

Build a clear, staged pathway that gradually replaces your employment income until walking away becomes a decision, not a dream.

Risk Management

Protect what you’ve built against market volatility, inflation, and longevity risk, so your income stays stable regardless of market conditions.

Confident Decisions

Face retirement timing, SMSF decisions, and major life choices with clarity because you know exactly where you stand.

Our Services

How We Turn Structure Into Outcomes

Income doesn’t come from a single decision. It comes from how your super, investments, and strategy work together over time. Here’s where we focus.

Superannuation Strategy

Build a strong, tax-efficient super to support long-term retirement income. Key features: Income-stage aligned contributions, optimised for tax efficiency, sustainable retirement income.

Read More

Investment & Portfolio

Balance growth and income with investments aligned to your long-term goals. Key features: Goal-aligned diversification, managed risk across market cycles, consistent long-term focus.

Read More

SMSF & Property Guidance

Simplify your SMSF and property investments within a clear, unified strategy. Key features: SMSF setup and management, property investment strategy, integrated long-term planning.

Read More

The Mind Behind the Plan

Meet Vineet Singh

Vineet is the founder and director of Astonia Private Wealth. He’s a Certified Financial Planner and SMSF Specialist, and he’s spent years helping Sydney professionals and families make sense of their financial lives.

But what clients actually value isn’t the credentials it’s that Vineet picks up the phone, explains things without jargon, and builds plans you can understand without a finance degree. He’s not interested in overcomplicating things. He’s interested in giving you a clear answer to the question: “Am I going to be okay?”

His focus areas include retirement planning, superannuation strategy, investment structuring, and SMSFs helping people shift from simply accumulating wealth to building an income they can rely on.

See How It Works

A Quick Walkthrough Before You Decide

Watch how we take someone from “I’m not sure where I stand” to a structured plan with clear numbers and a timeline.

More Insights on Retirement Planning

What Our Clients Say

Real Experiences

Real reviews from real clients. No scripts, no cherry-picking just people sharing their experience.

Get Started

We highly recommend Vineet. His service has been outstanding, with careful attention to detail and clear explanations. Regular check-ins kept us confident, and his up-to-date advice ensured we made the best financial decisions.

Katie Battisti
1 year ago

We have been supported by Vineet and previously Errol for many years. Their professionalism and guidance were invaluable, especially during Catherine’s transition into aged care. We thoroughly recommend Astonia for their reliable service.

Tony Adnum
10 months ago

Navigating SMSF felt overwhelming without financial expertise, but Vineet’s advice made it manageable. His guidance helped us make informed decisions about our super fund, and we appreciate his continued support and commitment.

Tram Luong
8 months ago

Vineet has been advising me for the past five years. My investments have performed exceptionally well, allowing me to retire comfortably. I highly recommend him to anyone seeking reliable and knowledgeable financial guidance.

Judy Clemson
1 year ago

I am very happy with the service Vineet provided. My entry into residential aged care was complex, but he made the entire process smooth, efficient, and reassuring. I truly appreciate his ongoing support and guidance.

Chris Kiem
1 year ago

Ready to See Where You Actually Stand?

A Clarity Call is a free 15 minute conversation no commitment, no sales pitch. We’ll discuss where you are, what’s on your mind, and whether structured planning can help.

Book a Clarity Call